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Most landlords and renters know they need insurance, but do you know what landlord insurance covers? And how does it differ from renters insurance? Landlord insurance covers: ✅ Property damage from fire, storms, or vandalism ✅ Lost rental income if the property becomes uninhabitable ✅ Liability protection if a tenant or guest is injured on the property Renters insurance covers: ✅ Tenant’s personal belongings (landlord insurance does not) ✅ Liability for tenant-caused damages or injuries Make sur