Want to ensure your bank accounts pass to your loved ones without probate? Adding a POD (payable on death) or TOD (transfer on death) designation to your bank accounts creates a binding contract with your financial institution. When you pass away, the bank simply requires a death certificate to transfer the funds directly to your designated beneficiary, completely bypassing the probate process. Schedule a free case evaluation at 936-274-6823 or visit www.defordlawfirm.com to explore your options
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