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There are big changes coming to the parent plus loan program beginning July 1, 2026. parents will only be able to borrow $20,000 per year per child with a lifetime cap of $65,000. this is going to be applicable to parents of high school seniors class of 2026 whereas you have not already borrowed a parent plus loan. the only way to be grandfathered into the current plus loan limits would be if you’ve already borrowed a plus loan for a student in college. Then you can continue borrowing for that s
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