Ready to consolidate your debt? Not so fast. Do these things first to improve your chances of getting real relief.

What's the best consumer option for paying down credit card debt? The answer is steeped in irony and may surprise you.

The Credit Card Balance Transfer Dance is a smart strategy to minimize interest charges and accelerate your debt payoff ...

Most balance transfer credit cards offer no interest for upwards of six months, which can help you save a lot of money on your debt. But many of these cards charge a 3% to 5% balance transfer fee ...

A balance transfer can help you avoid interest charges temporarily while you try to pay your credit card debt, but you may ...

Spending to earn rewards can put you in debt if you're unprepared, but you can earn without debt if you spend within your ...

Credit scores directly affect debt consolidation rates and the cost of consolidating debt. Evaluate your credit score and ...

If you want to save on credit card interest, this is the first card to look at. Balance transfer offer: For a limited time, you'll receive a 0% intro APR on balance transfers for 24 billing cycles ...

Also called credit card refinancing, this option transfers credit card debt to a balance transfer credit card that charges no interest for a promotional period, typically 15 to 21 months.

Credit card companies make the bulk of their money from interest, cardholder fees and transaction fees paid by businesses ...