Average mortgage rates dropped throughout 2025, with APRs on home loans down from about 7% at the beginning of last year to ...

Our list of lenders best suited to helping out a novice homeowner-to-be.

Saving for a down payment is one of the biggest obstacles to homeownership in the United States, even for buyers who can afford monthly mortgage payments. Having to gather thousands of dollars upfront ...

There is a possible game change for millions who don't have the down payment for a home; it is a government program that allows buyers to obtain a second loan for the down payment. Those who qualify ...

Down payment saving timelines have improved since 2022, falling to roughly seven years nationwide as price growth slows. NEW YORK — Saving for a down payment remains one of the biggest barriers to ...

According to Realtor.com, homeownership in 2026 is forecast to be more affordable as mortgage rates decline. Saving up for a down payment is still a barrier for many people looking to buy a home. Over ...

For cash-strapped, lower-income homebuyers, the housing market is a tough place to be. And it’s only becoming more uncomfortable in 2026. A new federal rule has changed the eligibility targets for ...

In another sign of challenges to affordability, would-be homebuyers in the Austin metro area need more time to save the money for a down payment than those in any other Texas metro. A new study from ...

The typical US homebuyer now requires about seven years to save for a down payment, but the timeline varies dramatically by region, from less than two years in an affordable metro with a large ...