But starting in about 2013, premiums surged. As of 2022, insurance costs made up more than 20% of the typical mortgage payment, according to data from analytics provider First Street. Yet ...
Climate change is an intensifier — a force that amplifies and worsens existing conditions. It increases the probability that extreme conditions will compound and become unprecedented.
Worldwide warming temperatures are hammering roads that were built for a different climate, ballooning repair budgets and sometimes cutting off communities from goods and services.