What's the best consumer option for paying down credit card debt? The answer is steeped in irony and may surprise you.

The Credit Card Balance Transfer Dance is a smart strategy to minimize interest charges and accelerate your debt payoff ...

A balance transfer can help you avoid interest charges temporarily while you try to pay your credit card debt, but you may ...

Most balance transfer credit cards offer no interest for upwards of six months, which can help you save a lot of money on your debt. But many of these cards charge a 3% to 5% balance transfer fee ...

These challenges are why many people consider consolidating their credit card debt with a personal loan. When to use a personal loan for credit card debt. Debt consolidation works ...

Credit cards represent the most common form of debt for those of us in the 50 and older bracket. According to a 2025 AARP ...

A balance transfer can help save you money by moving your debt to a card with a lower APR. See our picks for best balance transfer credit cards.

If you want to save on credit card interest, this is the first card to look at. Balance transfer offer: For a limited time, you'll receive a 0% intro APR on balance transfers for 24 billing cycles ...

Also called credit card refinancing, this option transfers credit card debt to a balance transfer credit card that charges no interest for a promotional period, typically 15 to 21 months.

Credit card companies make the bulk of their money from interest, cardholder fees and transaction fees paid by businesses ...