What's the best consumer option for paying down credit card debt? The answer is steeped in irony and may surprise you.

Most balance transfer credit cards offer no interest for upwards of six months, which can help you save a lot of money on your debt. But many of these cards charge a 3% to 5% balance transfer fee ...

These challenges are why many people consider consolidating their credit card debt with a personal loan. When to use a personal loan for credit card debt. Debt consolidation works ...

Tired of steep credit card interest? These strategies can help eliminate interest charges from your balance now.

Spending to earn rewards can put you in debt if you're unprepared, but you can earn without debt if you spend within your ...

Credit scores directly affect debt consolidation rates and the cost of consolidating debt. Evaluate your credit score and ...

A balance transfer can help save you money by moving your debt to a card with a lower APR. See our picks for best balance transfer credit cards.

If you want to save on credit card interest, this is the first card to look at. Balance transfer offer: For a limited time, you'll receive a 0% intro APR on balance transfers for 24 billing cycles ...

A credit card balance transfer lets you move your balance from one card to another to benefit from the new card's lower APR. If you’re still carrying debt after your first balance transfer, you ...

Also called credit card refinancing, this option transfers credit card debt to a balance transfer credit card that charges no interest for a promotional period, typically 15 to 21 months.

Starting July 2025, SBI, HDFC Bank, and Kotak Mahindra Bank will implement significant credit card changes. SBI Card ...