Note that the situation for student loans has changed due to the impact of the coronavirus outbreak and relief efforts from the government and many lenders. Check with SoFi on what new options might ...

New federal student loan rules taking effect July 1, 2026, will reshape how students and families borrow and repay for ...

WASHINGTON, DC - JULY 04: U.S. President Donald Trump, joined by Republican lawmakers, signs the One, Big Beautiful Bill Act into law on July 4, 2025 in Washington, DC. The bill makes major changes to ...

College costs often exceed the amount families can pay up front and students can borrow. To cover the leftover expenses, many parents take out federal loans in their names. These Parent PLUS loans are ...

Starting July 1, 2026, annual and lifetime borrowing limits will apply to Parent PLUS loans, forcing many families to adjust college financing plans. The change coincides with streamlined FAFSA ...

Under current rules, borrowers can choose from multiple IDR plans — including the Saving on a Valuable Education (SAVE) plan, Pay as You Earn (PAYE) and Income-Based Repayment (IBR) — which calculate ...

As July 1 approaches, and the Trump administration’s changes to student loans are about to take effect, the window of time ...

Parents with existing Parent PLUS loans, or those who plan to take out loans under this program in the near future, should be aware that the rules are set to change on July 1, 2026. Thanks to ...

When parents take out federal loans to help students pay for college, the government doesn’t offer quite as favorable terms as it does when it’s providing loans directly to students. Parents pay a ...

Experts warn major July 1 student loan changes—caps on Parent PLUS, end of Grad PLUS, fewer repayment plans—will reshape ...