CRTs have changed since the financial crisis. But the eventual credit cycle turn is likely to show again that weaker banks' CRT use merely transformed, but did not eliminate, risk, writes Jill Cetina.

High government debt stock levels in several emerging economies have increased governments’ reliance on their banking sectors ...

This note examines the transmission of credit risk of banks to the sovereign using the collapse of the Silicon Valley Bank in March 2023—an event that reverberated globally across banking sectors—as ...

In the past few years, there have been several developments in the field of modeling the credit risk in banks’ commercial loan portfolios. Credit risk is essentially the possibility that a bank’s loan ...

Willing investors avoid the mismatch between illiquid loans and deposits payable on demand.

Traditional credit scoring methods often exclude consumers who lack formal credit histories, leaving a significant portion of the market underserved. In the U.S., 28 million adult Americans are credit ...

Based on documents obtained by Vantage Point from reliable sources, DBP is carrying around ₱36.21 billion in non-performing loans (NPLs), most of which were granted during the Duterte administration t ...

Senator Jack Reed, D-R.I., sent a letter to bank regulatory agency heads Thursday asking them to further scrutinize "synthetic risk transfers" — the sale of contracts that potentially move risk out of ...

By Prof. Samuel Larteywww.pefghana.org\xa0Ghana’s banking sector is once again under close scrutiny as headline indicators ...

But according to David Robinson, the James and Gail Vander Weide Professor of Finance at Duke University’s Fuqua School of Business , concerns about private credit “might be overblown,” as they are ...