This document shows how a policy can perform in certain scenarios, but the actual outcome might be very different ...

We analyzed universal life insurance policy fees, cash value growth, the reliability of policy illustrations and more Written By Written by Insurance Senior Editor, Buy Side Amy Danise is the staff ...

Consumer advocates point to four barriers that prevent Americans from gaining the financial literacy needed to responsibly manage their retirement. "Misleading and deceptive practices" is the one ...

Indexed universal life insurance is a type of UL that has flexible premiums and death benefits. The cash value grows based on a portion of an index’s returns, and the policies have a floor, so the ...