A SIMPLE IRA is a retirement plan designed for small businesses, generally those with fewer than 100 employees. It works somewhat similarly to a 401(k), but employers are required to contribute to ...

A SIMPLE IRA account could be a great way to save for the future if you don’t have a 401(k). If you're self-employed or the owner of a small business, not having access to a 401(k) plan may seem like ...

A SIMPLE IRA is an easy and inexpensive way for some employers to offer their employees a retirement savings plan. Discover its pros and cons for employees and employers. For employees, participating ...

Small businesses tend to avoid retirement plans, largely due to their complexity and cost. Just 34 percent of small businesses offer a retirement savings plan to employees, according to a recent ...

For 2026, the SIMPLE IRA contribution limit rises to $17,000, with a $4,000 catch-up for those 50 and over, totaling $21,000.

A SIMPLE IRA plan is one of many different types of retirement plans out there. While all plans have nuanced benefits and drawbacks, a SIMPLE IRA plan is unique in its own right. SIMPLE is an acronym ...

Although many investors know that a SIMPLE IRA can be an ideal way to build wealth, especially for small business owners, few small business owners know that Self-Directed SIMPLE IRAs can be ...

Workplace retirement programs play an important role in attracting and retaining employees, helping workers (and owners!) save, and provide significant tax advantages. Employer contributions to ...

If you run a small business or are self-employed and don't have access to a 401(k), you might be considering an individual retirement plan, or IRA. While there are several versions to choose from, ...

Similar to most other types of retirement accounts, nothing has changed in regards to the contribution limits for the SIMPLE IRA for 2016, thanks to stagnant inflation over the past year. Here's what ...

SIMPLE IRAs are streamlined retirement savings plans tailored for small businesses and their employees, combining employer contributions with the flexibility of individual retirement accounts. Ideal ...

A SIMPLE IRA is designed for small business owners to provide tax-advantaged retirement benefits for their employees, as well as for self-employed individuals to save for their own retirement.