Worried About a Recession? Use This Tried-and-True Retirement Savings Strategy Kailey Hagen, The Motley Fool June 15, 2025 at 3:00 PM ...

Forget market declines or rising inflation. With this strategy, you won’t have to worry about any of that during retirement.

If you’re unsure of the best approach for you, it might be worth speaking with a financial advisor who can help craft a retirement strategy that fits your goals — and gives you peace of mind as you ...

A recession is a good time to reassess how much you’re withdrawing from retirement accounts. The traditional 4% rule (withdrawing 4% of your portfolio annually) may not be ideal in a down market.

When you’re on the cusp of retirement, you’ve probably spent decades building up your nest egg. You’ve sacrificed some luxuries to contribute steadily to IRAs, 401 (k)s or brokerage accounts.

So, consider this a list of things retirees shouldn’t do in any recession, not just the one that may or may not be coming this year. 1. Do not keep less cash than usual Bob and Sue just retired.

But if you're worried about a recession -- which people should be, frankly -- then the most important thing to do is assess your emergency fund. And if it's not where it needs to be, then it needs ...

The value of your 401 (k) or IRA could decline during a recession, leaving you in a tough spot. That's why it's a good idea to boost your cash savings. In general, it's smart for retirees to have ...

Historically, it has taken some time for the economy to recover from a recession. Some retirement planning lessons from the Great Recession include: — Protect your 401 (k) during a recession.

As it stands, the current U.S. effective tariff rate is at its highest since the 1930s. While the U.S. economy is not in a recession today—and the exact future of these levies remains uncertain ...

It's best to take these steps as soon as possible if you're worried about a recession. Once you've done that, you can fall back on your dollar-cost averaging to carry you through until retirement.