Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Learn how Best Egg offers competitive rates and secured loans.

To determine which personal loans are the best, CNBC Select analyzed dozens of U.S. personal loans offered by both online and brick-and-mortar banks, including large credit unions, that come with no ...

Some online lenders, credit unions and banks offer small personal loans of $1,000 or less to cover urgent expenses. Many, or all, of the products featured on this page are from our advertising ...

BHG is an attractive option for large loans, but funding times are relatively slow and costs can be high ...

Cosigners and co-borrowers can lower borrowing costs and increase approval odds, but it can be risky for the cosigner ...

Joint loans work in a similar way to individual ones – you borrow a lump sum of money and repay it in fixed monthly instalments over a set term. The key di ...

Financial experts set the record straight on some misconceptions.

Both personal loans and buy now, pay later plans can give you access to money in a pinch. A personal loan can be more straightforward, and you'll generally have more time to repay it. BNPL could work ...

It may be possible to use personal loans to pay off student loans, though not all lenders allow this. Refinancing federal student loans to a personal loan eliminates access to income-driven repayment ...