Buying a home outright may feel debt-free, but it may come with its consequences. With stable income and repayment capacity, ...

The Federal Housing Finance Agency is increasing the size of home loans that the government can guarantee against default as it takes into account rising housing prices. Beginning next year, mortgage ...

A mortgage underwriter is the key decision-maker who reviews your finances, credit history and property details to decide if your home loan gets approved. Ultimately, underwriters are like the ...

Would a 50-year mortgage make homeownership more affordable? The Trump administration is working on a plan for a mortgage term that spans five decades, Federal Housing Finance Agency Director Bill ...

Switching from renting to owning a home requires a satisfactory credit history, but what credit score do you need to buy a house? Loan program requirements range from no minimum for VA loans, to 620 ...

A 50-year mortgage reduces monthly payments but increases total interest by $359,000 on a $400,000 home in Texas. AI Summary A 50-year mortgage sounds like the next big innovation in housing finance, ...