Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

Here's what many would consider a good home equity loan interest rate now that the Fed's reducing rates again.

As of October 1, 2025, the average home equity loan rate is 8.21%, according to Bankrate’s regular survey of rates. The ...

So, if you're planning to apply for a home equity loan this October, it's important to understand what lenders are looking ...

Third Federal promises to beat a competitor's offered rate on a purchase mortgage or home equity line of credit or it will pay you $1,000. You must provide documentation of the lower rate; however, a ...

U.S. homeowners are sitting on a record $34.5 trillion in home equity, and more are tapping that mountain of accessible assets. Home equity available to homeowners has risen by $600 million since the ...

Home equity loan rates and terms vary enough to make a difference of thousands of dollars over the life of your loan. Both your qualifications and the terms of the loan determine the interest rate and ...

What’s driving home equity rates today? Rates on HELOCs and home equity loans are being driven primarily by two factors: lender competition for new customers and the Federal Reserve’s actions. The Fed ...