The Canada five-year bond yield, which is one of the most important factors that lenders use to determine their long-term ...

Canadian mortgage borrowers heading into 2026 are facing a far more stable interest-rate environment than in recent years, ...

For now, though, variable mortgage rates are the cheapest option, and will be for the majority of 2026, as volatility in the ...

For a while, it looked like mortgage rates in Canada were finally settling into a more affordable pattern. Fixed rates had been drifting downward, and variable rates were looking more attractive — ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. The answer to this question, as is the answer to so many personal ...

Desjardins's prime rate is 4.70%. The prime rate underpins variable-rate mortgage products. When the Bank of Canada adjusts its overnight rate, Desjardins's prime rate increases or decreases by the ...

On March 12, the Bank of Canada announced a policy interest rate decrease from 3% to 2.75%. This comes just a month and a half since it lowered rates from 3.25% to 3%. Inflation has risen so far in ...

This week FP video looks at whether variable or fixed-rate mortgages will come out ahead in 2026, why Canadians should expect ...

Mortgage brokers may offer rates that are lower than a bank's posted or discounted rates. Browse the table below and click the 'Explore Quote' button to start a conversation with a mortgage broker, if ...