Fair Isaac (FICO), also known as FICO, said on Wednesday that Xactus is the first verifications technology provider to ...
Revenue rose 14% to $515.8 million. Analysts surveyed by FactSet forecast revenue of $513.3 million. Sales from FICO's credit score business increased 25%. Its business-to-business segment of the ...
Lenders who sell mortgages to Fannie Mae and Freddie Mac used to only be able to use FICO for loan qualification. Now there's ...
The FICO Mortgage Direct License Program will empower tri-merge providers, such as Xactus, to calculate and deliver FICO® Scores directly to lenders. Xactus is collaborating closely with FICO to ...
FICO is launching a direct licensing program to allow mortgage tri-merge resellers to calculate and distribute credit scores directly to customers without the help of nationwide credit bureaus. The ...
Private mortgage insurance companies still require a minimum 600 or 620 middle credit score for borrowers putting less than 20% down.
Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...
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