Your credit score is one of the most important factors lenders look at when you apply for a mortgage loan. Different types of loans have different minimum credit score requirements. Typically, the ...

Unfortunately, as soon as your credit falls below a certain level, challenges can mount, not only with how to get it back up but also with what limitations a low credit score can result in. Perhaps ...

Switching from renting to owning a home requires a satisfactory credit history, but what credit score do you need to buy a house? Loan program requirements range from no minimum for VA loans, to 620 ...

In January 2025, the U.S. Department of Education resumed reporting late or missed payments on federal student loans after a hiatus of over four years. The pandemic-related pause technically ended in ...

The typical home buyer's credit score is at the highest level in more than a decade Improving one's credit score from "fair" to "very good" can save a person about $31,000 in mortgage savings when ...

Climate change should be considered a new core aspect of creditworthiness when prospective home buyers apply for a mortgage, a new report suggests. The analysis from the climate risk financial ...

Mortgage lenders will soon have a new way to assess borrowers applying for government-backed loans. That sent the stock of America’s biggest credit score company plunging Tuesday. Federal Housing ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Debt settlement can give you a liberating, ...

As the “buy now, pay later” trend becomes more popular, it is having a greater impact on traditional lending and credit scores. If you are not familiar, buy now, pay later (BNPL) is a type of ...

One of the benefits of buy now, pay later loans is changing. FICO, the company that calculates most of Americans' credit scores, announced Monday it would be releasing a credit score model this fall ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Unfortunately, as soon as your credit falls below a ...