Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.
Finding a personal loan can be more difficult if you have poor credit, and you might pay higher interest costs ...
A credit score of 580 can feel like a financial wall. Loans get expensive. Credit cards come with low limits and high interest. And every application feels like a gamble. Hitting 800 may sound ...
A 600 score falls in the fair range. Buyers may face fewer loan options and higher rates, though some mortgage programs allow lower scores.