Best CD Rates Today, Jan. 28, 2026: Lock In a Top APY Before It's Too Late

Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further.

Today’s CD rates for January 28, 2026: Highest APYs range from 4.10% to 4.78%

Explore top short- and long-term CD rates available today ...

The Fed isn’t moving rates—yet the top CD rate is higher than earlier this month

Competition among smaller banks and credit unions has pushed the leading APY up to 4.50% ...

Best CD Rates Today, Jan. 27, 2026: High Yields Are Fading -- Secure Yours Today

The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid ...

Discover Bank CD Rates

(APY) between . Available terms range from three months to 10 years, and there’s no minimum deposit required to open an ...

CD Rates Today: January 15, 2026 – Rates As High As 4.94%

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Today’s Top Cash Rates, Before the Fed Decides

If you know where to put it, cash can still earn a solid, low-risk return of 3–5% with today’s top savings accounts, CDs, ...

The Fed Meets This Week—What It Could Mean for Savings and CD Rates

After cutting rates late last year, the Federal Reserve will soon make its first rate decision of 2026. Here’s how the ...
MarketWatch

‘The window to lock in the highest rates is narrowing.’ Some CD rates still top 4% — but for how long?

CD rates remain relatively high — with some still touting APYs of 4% and up. (You can see some of the highest CD APYs here, from our partner Bankrate.) But changes in inflation and interest rate cuts ...