A secured personal loan may be a good option if you don't have great credit but want a competitive interest rate. These are the best options today.
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What Can Be Used as Collateral for a Personal Loan?
Some personal loans require collateral — that is, a personal asset, such as a car, home, cash deposit or investment — that you offer to secure the loan. This asset reduces the lender’s risk, as you’ll ...
Interest rate trends for the three most popular types of consumer loans—credit cards, auto loans, and mortgage loans—over the ...
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Best auto loan rates of July 2026
New car financing is available for under 5% APR for borrowers with high credit scores ...
WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. The ...
WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.
Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...
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