Los Angeles fire insurance expert Richard Giller joins ‘Fox & Friends’ to shed light on why some Californians were dropped by insurers before the wildfires broke out.

California is the US state most affected by wildfires as of 2023, according to the National Interagency Coordination Center. Extreme heat and longer droughts have driven more intense fires, and that has prompted insurance companies to flee.

See maps of where mandatory evacuation orders as well as warnings are in place for wildfires burning in the Los Angeles area.