When you're in the bowl-projection business, it is essential to balance two competing instincts: the instinct to project the bowl schedule as it would look now, and the instinct to project the bowl schedule as it is likely to look after the season.

I've got plenty to be thankful for I haven't got a great big yacht To sail from shore to shore Still, I've got plenty to be thankful for I've got plenty to be thankful for No private car, no caviar No carpet on my floor Still,

There was some significant movement in the new rankings released after the Week 13 games. While the top four teams in last week's rankings —Oregon, Ohio State, Texas, and Penn State—all took care of business, other teams projected to be in the 12-team College Football Playoff bracket suffered losses.

Calling all bubble watchers, chaos cowboys and college football geniuses, it’s time to take Joe Goodman’s 6-0 Challenge for Week 13 of the college football season. We had one winner out of about 300 entries last week, so congrats to Mark Thompson for his big brain and lifetime status as a certified college football genius.

The regular season has come to a close. Here are the latest College Football Playoff predictions and projections after Week 14:

Live predictions and projections for College Football Playoff bracket and 12-team CFP field after Week 14 games, including Ohio State-Michigan.